Estate Planning Guides
Plain-English guides on wills, living trusts, beneficiaries, and protecting what you have built. Each one is designed to help you plan with confidence.
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Is IUL a Scam? An Honest Answer
A straight answer to a fair question. Indexed universal life is a real, regulated product — but it is frequently mis-sold, and your skepticism is warranted.
6 key takeaways
What Is Indexed Universal Life (IUL) Insurance? An Honest Guide
Indexed universal life is one of the most oversold products in personal finance. Here is an honest look at how it works, where it fits, and where it fails.
6 key takeaways
Living Trust vs. Will: Which Do You Actually Need?
The honest comparison. A will and a living trust do different jobs — here is how to tell which one your family actually needs, and why the answer is often both.
6 key takeaways
How to Avoid Probate: 6 Ways (and When It's Not Worth It)
The practical ways to keep your assets out of probate — beneficiary designations, a funded living trust, joint ownership, and more — with an honest read on the tradeoffs and when it is simply not worth the effort.
6 key takeaways
What Is a Living Trust? A Plain-English Guide
A plain-English explainer of what a living trust is, how it works, and how to honestly decide whether your family needs one.
6 key takeaways
Estate & Legacy Planning, in Plain English
Weekly plain-English guidance on wills, trusts, life insurance, and protecting your family. Free, no spam.